Taxes When You Sell or Refinance a Hotel or Apartment Building
How selling a hotel or apartment building is taxed in Canada and the U.S.: capital gains, recapture, vendor financing, and why a refinance is different.
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Articles about financing in real estate financing and investment.
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How selling a hotel or apartment building is taxed in Canada and the U.S.: capital gains, recapture, vendor financing, and why a refinance is different.
The terms beyond price that decide a commercial property sale or loan: deposits, conditions, due diligence, closing, representations and loan covenants.
How a sale-leaseback works, why it suits hotels and owner-occupied property more than apartment buildings, and the costs, accounting and tax points to check.
How a new or converted hotel is funded: the full project budget, each layer of the capital stack, where the equity comes from and what lenders need first.
How shopping centre developments are financed: pre-leasing and anchor tenants, construction and permanent loans, equity, and what lenders ask to see.
How new rental apartment buildings are funded in Canada and the U.S.: construction loans, CMHC and HUD programs, equity partners and the capital stack.
How owners of several properties measure performance, spread risk, and decide what to hold, refinance or sell, with Canadian and U.S. tax points to check.
The main risks in owning, buying, selling or financing commercial property, from rates and tenants to floods and title, and the tools to manage each one.
How hotel loans work in Canada and the U.S.: the main loan types, the numbers lenders underwrite, and the steps from first package to closing.
The main types of commercial mortgage, the terms that decide how much you can borrow, and how pre-approval, underwriting and syndicated loans work.
What a commercial bridge loan is, when owners use one, how it is priced and structured, and how to plan the exit into permanent financing or a sale.
How construction loans work: equity first, draws and holdbacks, guarantees, interest reserves and take-out financing, plus Canadian programs for rental projects.