The Future of Commercial Real Estate Lending: Trends to Watch
Commercial lending conditions as of October 2026: policy rates in Canada and the U.S., the loan maturity wave, who is lending and what it means for borrowers.
Topic
Financing
Articles about financing in real estate financing and investment.
44 articles · page 3 of 4
A Roadmap to Refinancing Your Commercial Property, Hotel or Apartment Building
When refinancing a hotel, apartment building or commercial property makes sense, what it costs to leave your loan, how much you can borrow, and the steps.
The Role of Real Estate Brokers in Commercial Property Sales and Financing
What commercial sales brokers, mortgage brokers and property managers do in a sale or financing, how they are paid and licensed, and how to choose one.
Understanding the Due Diligence Process in Commercial Real Estate Transactions
What buyers and lenders check before a commercial deal closes: title, survey, environment, zoning, leases, financials and condition, and how sellers prepare.
The Impact of Economic Cycles on Commercial Real Estate Lending and Sales
How interest rates, credit conditions and the property cycle move values, loan sizes and buyer demand, and what owners should check before a sale or refinance.
Using a Self-Directed IRA to Invest in Real Estate
How a U.S. self-directed IRA can own real estate, the prohibited-transaction and UBIT rules that trip investors up, and why Canadian RRSPs and TFSAs differ.
Navigating Non-Recourse Loans for Challenging Property Investments
What recourse and non-recourse commercial loans mean, how bad-boy carve-outs and guarantees work, who offers non-recourse terms and what to check.
SBA Loans for Commercial Property: 7(a), 504 and Microloans
Which U.S. SBA loan programs can fund owner-occupied commercial property and hotels, the loan limits and occupancy rules, and the Canadian equivalent.
Profit-Sharing, Participating and Convertible Financing for Real Estate Deals
How participating loans, profit-sharing agreements and convertible notes work in property deals, what to negotiate, and the securities and interest-rate rules.
Financing Hard-to-Finance Property: The Main Options
Why banks turn down some properties, and the alternatives: private and bridge loans, seller financing, equity partners, hybrid capital and government programs.
Seller Financing and Vendor Take-Back Mortgages: How They Work for Buyers and Sellers
How a vendor take-back or seller carry-back mortgage works on a hotel or apartment sale, the terms to negotiate, the risks for each side and the tax rules.
Hard Money and Private Loans: How They Work and What They Cost
How private and hard-money real estate loans are underwritten, what they really cost, the rules that apply in Nova Scotia and California, and what to check.