Working for you, not the banks!

Markets Served: Halifax, Nova Scotia, Canada

UBU Financial was originally founded in 1976 as Wis-Starr Investments, over the years UBU Financial has evolved based on serving the needs of our clients; sourcing the best loans, lines of credit and mortgages to meet their unique needs.

We are a specialized team that includes experienced management, and staff that have the ability to fund residential multifamily loans and are able to properly analyze income property cash flow, operating expenses, debt service coverage ratios and borrower characteristics to find the optimal financing solution. We have experience with property managers, appraisers, engineers, quantity surveyors and lenders to get your mortgage funded with the best mortgage rates and terms available today. Focused on serving the needs of our commercial multi-family clients we have also developed solutions specialized for self-employed residential homes, we have programs available to utilize retained earning from their business operations opposed to relying on personal income alone for qualification purposes.

UBU Financial has developed the right mix of experience, skills, and relationships to successfully fund mortgages; allowing us to offer you a diverse and competitive array of mortgage loans and HELOC’s that will meet or exceed our client needs.

Working with the nation's most active originators and lenders we leverage diverse resources to access and offer our clients the industry's most progressive, effective, and dependable multifamily and commercial lending products and services. We are constantly seeking new and innovative loan and mortgage programs for self-employed business persons as well as products that increase income property cash flow. Whether you're looking for construction financing, re-financing of existing property or are self-employed looking for a mortgage for your home, UBU Financial will make it happen.


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